Patrick Howard
Managing Director
Applied Residential & Trio

Patrick Howard is the EVP, Capital Markets and Finance for Applied Residential, Inc. and Managing Director of its Trio operating subsidiaries where he has helped developed the evolution of Trio’s lease-to-own and OwnOption Mortgage platforms. Mr. Howard has over 30 years of experience in real estate, municipal, project, structured, and securitization financings, including financings and advisory of early staged ventures, affordable and seniors housing, multi- and single family housing structures, municipal bonds, renewable energy, and various technology platforms. Mr. Howard’s professional activity has included working as an investment banker, financial advisor, debt rating analyst, real estate developer, operating company management, and entrepreneur. He has served on several boards of companies and built a strong reputation for creating innovative financing structures for complex transactions as well as having a can-do attitude. Mr. Howard was a collegiate athlete while attending Washington University in St. Louis, and served as student body president while attending the University of San Francisco. During his career he has achieved securities licenses from FINRA and MSRB, real estate license, and private pilot’s license. He is originally from Iowa, has four grown children, and resides in the Seattle, Washington area.