Vice President – Senior Credit Officer
Moody’s Investors Service
Since joining Moody’s in March 2006 Monica has been lead analyst for structured finance transactions covering ABS transactions backed mainly by corporate debt, including ABS SME loans and leases, trade receivables in many EMEA jurisdictions, as well as ABCP and Italian Non-Performing transactions. She has developed Moody’s Global Approach to Rating SME Balance Sheet Securitizations and she is also the author of various Moody’s publications. Prior to joining Moody’s, Monica has been a senior statistical and credit analyst at UBS for four years (Zurich/Corporate Center), where she mainly focused on development and validation of credit scoring systems and Basel II. Before that, Monica worked as economist and Research Manager in the Swiss Economic and Labour Ministry (Bern) and at the European Commission (DGV).
Monica holds a PhD degree in Economics from the University of Fribourg (Switzerland), completed at the UCL (London), and she is a certified Financial Risk Manager from the Global Association of Risk Professionals (GARP).